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Gen-Z Scumbag Thinks He’s Better Than Me | Financial Audit



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Chapters:

00:00 Job and income
06:20 What business?!
11:29 Oh so you’re a smart guy…
16:00 Dude this is LARGE
19:55 Why are you so sus?
27:30 Oh boy he’s so boned
33:20 Mans heading to delulu town
42:30 His spending is absolutely ridiculous
46:10 This is chaos
50:00 I’m going to lose my mind here
59:40 Cope harder dude
1:02:12 He needs a budget
1:06:15 Clean up this mess
1:11:00 Hammer Financial Score
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Any questions? Email [email protected]
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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37 comments
@MJultraB

Ik this is stupid but the only time i ever out anything in credit was my 800$ phone i just figure i can it off while paying the service bill

@Undead_Rvbbit

I went to target yesterday and got necessities but my kid very much did say “Mom, Caleb would yell at you right now.” 💀💀

@rednoble

Im getting Doug Benson vibes

@kenziehansen2424

Caleb, you have been the little voice in my head that has helped me get my credit from 529 to 643 in just a few short months! I got a secured discover card that i use twice a month for gasoline, and in 2 months ill get my $200 back! I have $4000 in savings and now im working toward buying a new mobile home. Your videos and roasts have informed and advised me and I feel less stressed and more in control of my LIFE ❤ you are a blessing and I hope people really take what you have to say and turn their lives around! Luckily I started at 0 and didnt need to dig myself out of a hole, but the inspiration your content gives me is a true gift. Thank you to the team as well!! Wouldnt be a Financial Audit without you guys 😊

@reedrichards6723

I feel like all apple product owners are in the same boat

@ForgottenRebel77

i wanna see Caleb have an episode with someone who has their shit together for the most part. I just wanna see what hes like when the guest isnt raising his blood pressure the unsafe levels.

@CalebHammer

▶We bring in his girlfriend into the post-show to confront their combined financial insanity… he gets on her for being bad, but he has hidden all his spending and debt from her… watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!

▶Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply

▶Go to https://invideo.io/i/CalebHammer and use code CALEBHAMMER50 to get twice the number of video generation credits in your first month!