On today’s episode, Valeria welcomes Vivian Tu, better known as Your Rich BFF online. Vivian is an ex-Wall Street Trader, Strategy Sales Partner at a Tech company, and the face of YourRichBFF. She started YourRichBFF as a passion project to share digestible lessons on financial literacy and lifestyle. Since then, she has built a community of over 2,500,000 besties helping one another get rich and stay rich. Together, Valeria and Vivian dive into how being smart about money is not just a practical skill; it’s a cornerstone of a secure and fulfilling life. They also explore the belief that financial literacy empowers individuals to make informed decisions about budgeting, saving, and investing, and fosters a sense of control over one’s economic stability.
Vivian’s book is available now! Order here: Rich AF: The Winning Money Mindset That Will Change Your Life
What We Talked About:
00:00 Intro
00:21 From stock market trader to full-time content creator
03:55 Having the sense of belonging to the society of rich people
06:03 The mindset of rich people and how they handle money
11:17 Not all debt is bad
16:39 “How I lost $4000 to break off a lease.” – Do the STRIP method
23:23 The truth about having emergency funds
28:27 Everything, when comes to finances comes down to time
31:48 What is an FU number?
34:57 The influencer lifestyle and being smart with money
39:45 What in your workplace can and cannot be changed?
42:17 How does the Brag Book works
45:05 Asking for a raise isn’t being greedy if you deserve it
47:36 Two things to remember when negotiating
54:22 Handling finances while in a relationship
58:25 Money is just a medium for what people value
01:00:00 Who pays for the first date?
01:03:06 “You aren’t bad with money, you weren’t thought about it”
01:05:33 Money can buy you the ability to be happy
#valerialipovetsky #notalone #podcast
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@MultiAmarie
What you believe in is a man paying for everything and you spend your money on what you want . Nothing you said has anythibg to do with equity or equality but you sayibg you paid something so you can say you did something and have a say about things