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UPSC Officer EARNING 1 LAKH but SAVING CRORES| Fix Your Finance Ep. 72 #fixyourfinance



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Hello guys, welcome to another episode of Fix your Finance. In today’s episode, we meet Dr. Upasana and Manosij a couple living in Mumbai. Dr. Upasana is a Gazetted Officer and works as a doctor in Indian Railways and Manosij works in an IT Company. In this video we talk about their income, expenses, loans and liabilities and investments.

We also talk about the different perks of a government job like free accommodation in South Mumbai, personal loans at 5%, provisions of domestic help etc.

and much more!

Enjoy 🙂

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Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.

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43 comments
@JaySriRam-mj3fh

यह लडकी कुछ नही करती. मुफ्त के मजे ले रही है. मरने वाले को कोई नही बचा सकता. दस पैसे की गोली से बिमारी ठीक होती है. जिन वैज्ञानिकोंने दवाईयां खोजी है उनको हर आदमी रोज याद करके प्रनाम करना चाहिये.

@mr.jacker3951

seems like people confused upsc cse to all other exam upsc take, bhai log dono me aakash and paataal ka fark hai, upsc bhot aur aare exam bhi conduct karwati hai ,like medical se related enginerring se related aur agricukture se related thoda search karo yar

@swetabhsetu278

This is extremely rare that a UPSC cleared officer maaried an IT guy and still staying loyal. No Ego's clashed.

@horserider_Aranyadeb

Dear Anshuman, stop relying on retirement calculators and use calculators that actually take the real rate of inflation. While retiring, maybe she will get a good lumpsum from NPS but the pension receivable will be paltry. Inflation will keep increasing and the fund will have a hard time coping with inflation. The rate of return will never be 19%. A realistic rate of return after taxes will be 12% with inflation around 8%. Should calculate retirement for at least 90 years. Use these parameters, you will get a good eye opening experience.

@kaustavji

Chalo kar diya subscribe Bhai, 10% viewers pe agaya ab. Keep doing the good work!!

@k7lu4

She must be addressed as dr as she must have cleared mbbs

@manojg1108

How to get loan from credit society? Never heard of it..

@themboys304

Isko bolte hai Gawaar YouTubing 😂.
The estimated cost of their house was 1.25 lakh agreed but that is not equal to savings of 16.37 crores in rent because they got the house hence they are living in it. Otherwise they would have still saved some money but they might be possibly living in a house for 20-40k rent. Apna khud ka gyaan bhul gaya ki income ka 20-30% should be the maximum expense on rent and 1 lakh income me how will she would have afforded 1.25 lakh rs. Rented house. 😂😂😂